Terms of use

These terms apply to your use of medpro.finance, including its calculators, articles, embeds and any other content or features (together, the "site"). By using the site, you agree to these terms. If you don't agree, please don't use the site.

Calculators are for educational and entertainment purposes only

The calculators, results, charts, AI-generated summaries and articles on this site are provided for general educational and entertainment purposes only. They are not financial, investment, tax, legal, insurance, accounting or medical advice, and they are not an offer or recommendation to buy or sell any product or to take any action.

• Results are estimates. They depend on the numbers you enter and on simplifying assumptions (such as tax rates, limits and growth rates) listed with each calculator. Laws, programs and figures change, and your situation may differ in ways a calculator can't capture.
• Verify results independently. Before relying on any result or making a decision, independently verify it and consult a qualified professional, such as a financial planner, CPA, attorney or insurance professional, who knows your full situation.
• No professional relationship. Using the site doesn't create an advisor-client, fiduciary or other professional relationship.

No warranties

The site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose and non-infringement. We work to keep information accurate and current but don't guarantee that it is, or that the site will be available, secure or error-free.

Limitation of liability

To the fullest extent permitted by law, medpro.finance and its owner will not be liable for any direct, indirect, incidental, consequential, special or punitive damages, or for any loss of money, profits, data or opportunity, arising from your use of, or reliance on, the site or its results. You use the site and its results at your own risk.

Analytics

We use Google Analytics 4, through Google Tag Manager, to understand how the site is used: for example, which pages are viewed, which calculators are used, and whether results are shown. Analytics uses cookies and similar technologies. We don't send the numbers you type into calculators to analytics. Details are in our privacy policy and cookie notice.

Advertising

The site is supported by advertising served by Google AdSense and its partners. Ads appear in clearly labeled spaces and are never placed inside calculator inputs or embedded calculators. Advertisers and ad networks may use cookies to show ads based on your visits to this and other websites. We don't endorse, and aren't responsible for, any advertised product, service or website. You can manage personalized ads at Google Ad Settings. Visitors in the EEA, UK and Switzerland are asked for consent before ad and analytics cookies are used and can change that choice with "Privacy choices" in the footer.

Embedding our calculators

You may embed our calculators on your website for free using the code we provide, as long as you keep the "Powered by medpro.finance" link, don't change or misrepresent the calculator or its results, and don't imply that we endorse you or your products. We may change or stop an embed at any time. We record the domains where our calculators are embedded.

Acceptable use

Please don't misuse the site: no attempts to disrupt or overload it, scrape it in ways that degrade service, get around rate limits or security, access the admin area without permission, or use it for anything unlawful.

Intellectual property and trademarks

The site's content, design, calculators and code are owned by medpro.finance or its licensors and are protected by copyright and other laws. You may use the site for your own personal, non-commercial purposes and share links to it. medpro.finance™ and the medpro.finance logo are trademarks of medpro.finance and may not be used without permission, except to refer to the site accurately.

Third-party links and services

The site links to and relies on third-party websites and services (for example, government sites, Google and AI providers). We aren't responsible for their content, policies or practices.

Changes

We may update these terms from time to time. The date at the top shows when they last changed. Continuing to use the site after a change means you accept the updated terms.

Contact

Questions about these terms? Contact the site owner through medpro.finance.

See also our privacy policy, disclaimer and editorial policy.